Many people in the Florida area rely on Uber and Lyft services to get them safely from place to place. Unfortunately, Uber/Lyft accidents are not uncommon. And if you were injured as a passenger in one, you may be wondering how you can receive compensation to recover your damages. For this, continue reading to discover how a seasoned Port St. Lucie Uber accident lawyer of the Florida Personal Injury Law Team can help you take advantage of the Uber/Lyft liability coverage system.
What are the common causes of Uber/Lyft accidents in the state of Florida?
Uber/Lyft accidents are not particularly different from any other auto accident, in that, besides the occasional road hazard or poor weather condition, they are usually the result of driver negligence. With that being said, below are the most common negligent causes of Uber/Lyft accidents in the state of Florida:
- Failure to observe traffic lights and signs.
- Driving at excessive speeds.
- Unsafe lane changes.
- Texting while driving.
- Looking at a GPS while driving.
- Driving while drowsy or fatigued.
- Driving while under the influence of drugs or alcohol.
What is Uber/Lyft accident liability coverage in the state of Florida?
Uber/Lyft has a liability coverage system in place to help injured passengers in a ridesharing accident receive the financial compensation they require to recover their damages. This coverage system is divided into “periods,” and as such, the amount of compensation you will receive depends on which period you fall under. The periods are as follows:
- Period 0: This is when an Uber/Lyft driver gets into an accident when they are not yet logged into the rideshare app. Unfortunately, the company will not provide liability coverage in this case.
- Period 1: This is when an Uber/Lyft driver gets into an accident when they are logged into the rideshare app but have not yet accepted a ride. The company will provide liability coverage at $50,000 per person injured in the accident, $100,000 total injury liability per accident, and $25,000 property damage liability.
- Period 2: This is when an Uber/Lyft driver gets into an accident when they have accepted a ride and are en route to pick up the passenger. The company will provide up to $1 million in liability coverage.
- Period 3: This is when an Uber/Lyft driver gets into an accident when the passenger is in the car. The company will provide the injured passenger with up to $1 million in liability coverage, and the driver with limited coverage for damages to their car and uninsured motorists’ coverage.
If you fall under any of these periods, contact a competent Port St. Lucie auto accident lawyer as immediately as possible.
Contact our experienced Port St. Lucie Firm
Here at The Florida Personal Injury Law Team, we understand the detrimental effects that an injury can have on an individual and his or her family. Contact us today for help.